Dental Insurance We Accept

Dental Insurance We Accept

32ology Dental Studio is an In-Network provider and active participant in the following insurance plans:

• Aetna US Healthcare PPO | Access
• Ameritas PPO
• Anthem Dental Insurance PPO
• Blue Cross Dental Insurance
• Blue Shield of California PPO
• Careington Dental Network
• Cigna Dental PPO
• Delta Dental Insurance PPO
• First Dental Health PPO | EPO | Access
• Guardian PPO
• Health Smart PPO
• Humana Dental PPO
• Metlife Dental Insurance PPO
• Principal Dental Insurance PPO
• Sun Life PPO
• United Concordia (UCCI) PPO
• United Health Care (UHC) PPO
• United Concordia Dental Insurance
• United Food & Commercial Workers
• United Healthcare Dental Insurance

Frequently Asked Questions

What is the Difference Between an “In-Network” and “Out-of-Network” Provider?

When a doctor signs up with your insurance company’s network, that doctor is considered an “in-network provider”. This means you’ll get your dental care at lower prices that have been predetermined by your dentist and insurance company. The “in-network” doctor cannot charge you more than the predetermined fees. An “out-of-network” provider can still accept your insurance, but that doctor does not have to accept your insurance company’s fees; it can become a lot more expensive because the “in-network” doctor can charge any fees he or she wants. In-network fees are always lower than out-of-network fees. “Out-of-network” fees will also exhaust more of your insurance coverage and max out your yearly allowance faster as well as costing you more out of pocket.
You can also explore our blog for insights on navigating dental insurance and understanding the key differences between PPO and HMO plans.

What’s the Difference Between HMO and DHMO Plans?

These plans are different. They usually don’t have any coverage for out-of-network care.
Here is a basic example:

Service	In-Network	Out-of-Network
Procedure – charge $300	Network discount $100	Network discount $0
Balance	$200	$300
Insurance coverage	80% of balance: $160	50% of balance: $150
Patient responsibility	$40	$150

How Can I See Your List of Accepted Insurance Providers?

You can view our list of accepted insurance providers on our website or by contacting our dental office directly. We strive to make it convenient for you to see your insurance options to ensure you receive the dental care you deserve.

Do You Accept Medical Insurance As Well?

While our primary focus is on dental insurance, we also accept some medical insurance plans that cover dental care in specific cases. It’s important to consult with your insurance carrier to understand your coverage.

Do you Accept Medicare ?

Our primary focus is on dental treatments. However, certain procedures may be covered by Medicare if they are deemed medically necessary. Dr. Kudaverdian is contracted with Medicare and is qualified to perform specific oral surgery procedures. Please contact our office to determine if your procedure qualifies as medically necessary.

What If I Don’t See My Insurance Carrier On Your List?

If you don’t see your insurance carrier on our list, we encourage you to request more information from our staff. We are committed to helping you find out if your insurance will be accepted at our clinic.

Will My Insurance Cover the Dental Exam?

Most major dental insurance plans cover routine exams as part of your preventive care. However, coverage can vary based on your specific policy, so it’s important to check with your insurance provider for any details regarding your plan.

What Should I Do If I Need to Estimate My Yearly Maximum for Dental Care?

To estimate your yearly maximum for dental care, you should review your dental insurance policy or consult with your insurance company. They can provide specific information regarding your coverage and any annual limits.

Can I Request a Treatment Estimate Before I Proceed With Dental Care?

Yes, you can always request an estimate for dental care before proceeding with treatment. Our team at 32ology Dental Studio will provide you with a breakdown of costs and help you understand what your insurance may cover.

How Can I Ensure I Receive the Quality Dental Care I Deserve While Using My Insurance?

To ensure you receive the quality dental care you deserve, verify that your insurance covers the services you need. You can consult with our staff to discuss your insurance coverage and learn about any potential out-of-pocket costs.

Are There Any Dental Services That May Not Be Covered By My Insurance Plan?

Yes, some dental services may not be covered by your insurance plan, especially non-ppo services or elective procedures. It’s important to review your policy details or consult with your insurance carrier to understand what services are included.

No Dental Insurance? Considering Dental Work Abroad?

Thinking about getting dental work abroad or exploring dental tourism? Check out our blog to learn what to watch out for and make an informed decision. If you’re looking for affordable options, we offer a range of financing solutions, including our in-house dental insurance plan and flexible in-house financing.